Company Description

Our purpose is simple: We exist to serve our community with real estate financing and sound advice. We strive to improve the standard of living for our clients and their families through home ownership.


As one of the only Certified Mortgage Planners in San Luis Obispo, we help our clients successfully manage their home equity to increase liquidity, safety, rate of return, and tax deductions. Unlike a traditional loan officer, our role is to help our clients integrate the loan that they select into their over-all long and short-term financial and investment plan to help minimize taxes, improve cash flow and minimize interest expense.

Nearly 100% of our business comes from referrals. That means that we have some pretty satisfied clients. Let us show you what a difference we can make in the planning of your future.

No one invests as much time and money in bettering their business as Arrona Financial. We believe education is an ongoing process that never stops. We are constantly bettering ourselves by learning from the captains of the Financial Industry so we can offer the best information to our clients.

Anyone can quote you a rate, but not anyone can help you plan to maximize your wealth and tax deductibility. That is what sets us apart from our competition.

As a mortgage broker, we have many advantages over traditional banks and mortgage bankers. We have a large selection of lenders of varying specialties which allows us to not only be extremely price competitive, but to offer a large and diverse product mix. From refinance to purchase money, commercial to land loans, to reverse mortgages, we have the tools to get your financing. We are able to offer "internet pricing" with unmatched local service and attention.

These days it can be challenging to navigate through the loan process. With Arrona Financial on your team we can apply our knowledge and experience to ensure your success.

Contact us to find out how we can help you. info@arronafinancial.com

Products & Services

Purchase money ,   Refinance ,   Fixed & ARMs ,   Conventional and Jumbo ,   FHA Loans ,   Land loans ,   VA Loans ,   Non-QM Loans ,   Reverse Mortgages ,   Home Equity Line of Credit Loans (GA) ,   Home Purchase & Refinance Loans ,   No Income Verification Financing ,   Down payment and closing cost assistance ,   Piggy back 1st and 2nd combos ,   Commercial Loans ,   100% Financing ,   Mortgages